
Insights into Financial Decision-Making
Understand how consumers manage money, make financial decisions and respond to economic pressures.
Services
- Financial wellbeing studies
- Financial inclusion research
- Household finance research
- Consumer finance analysis
- Credit behaviour studies
- Financial literacy assessments
Let’s solve your next
research challenge.

RECENT BLOGS
Research that informs action
Explore the latest thinking, research findings and expert perspectives from BMR.
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The Resilient South African Consumer: Spending Smarter in a Changing Retail Economy
South African households have had to navigate a prolonged period of economic pressure characterised…
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Consumer Credit and Household Saving: Finding the Balance
Consumer credit is an important component of South Africa’s financial system. It enables households…
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Personal Income Estimates for South Africa, 2011–2026
South Africa’s personal income economy has expanded substantially over the past 15 years, but…
