Consumer & Financial Behaviour

Insights into Financial Decision-Making

Understand how consumers manage money, make financial decisions and respond to economic pressures.


Services
  • Financial wellbeing studies
  • Financial inclusion research
  • Household finance research
  • Consumer finance analysis
  • Credit behaviour studies
  • Financial literacy assessments


Research that informs action

Explore the latest thinking, research findings and expert perspectives from BMR.

  • The Resilient South African Consumer: Spending Smarter in a Changing Retail Economy

    South African households have had to navigate a prolonged period of economic pressure characterised…

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  • Consumer Credit and Household Saving: Finding the Balance

    Consumer credit is an important component of South Africa’s financial system. It enables households…

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  • Personal Income Estimates for South Africa, 2011–2026

    South Africa’s personal income economy has expanded substantially over the past 15 years, but…

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